Home Depot® Consumer Credit Card: How it Works and Benefits

If you like to tackle DIY projects – from remodeling rooms to upgrading your backyard garden or installing a new security system – then The Home Depot ® Consumer Credit Card might be a great option for you.

The Home Depot ® is a one-stop shop for everything you need to complete your home improvement projects. With The Home Depot ® Consumer Credit Card, you can buy what you need and get access to some unique perks.

Let’s look at how The Home Depot ® Consumer Credit Card works and its benefits.

How does The Home Depot ® Card work?

The Home Depot ® Consumer Credit Card can be used exclusively at The Home Depot ® . Cardholders can use it to make everyday purchases at The Home Depot ® , such as tools, appliances and lighting. Cardholders can pay for their purchases with The Home Depot ® Consumer Credit Card at checkout to access the card’s benefits.

What are The Home Depot ® Card’s benefits?

There are several benefits to using The Home Depot ® Consumer Credit Card ® , including:

• Special financing for purchases of $299 or more. Subject to credit approval. Terms and conditions apply.
• Access to other financing options during special promotions throughout the year.
• $0 liability on unauthorized charges.
• Choose to pay your bill on any available due date at the beginning, middle or end of the month.

Cardholders also get a longer window for returns at The Home Depot ® . Cardholders get a full year to make returns – four times longer than the standard return window of three months (see The Home Depot ® Returns Policy for more details).

Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi® product or service. For advice about your specific circumstances, you should consult a qualified professional.